Community Banks and Agricultural Sales in Rural States

Tie-in Sales and Banks

A bank is a multiproduct firm. While its products can be grouped into two broad categories, credit and deposit services, each of these categories comprises many distinct products. In addition to these “traditional banking services,”1 some banks, either directly or through affiliated companies, offer a wider array of financial services. A continuing trend toward deregulation is likely to further...

Big Banks in Small Places: Are Community Banks Being Driven Out of Rural Markets

T he U.S. banking system has consolidated in recent years, and the shares of total banking system assets and deposits held by the very largest banking organizations have increased markedly. The number of commercial banks reached its post-World War II peak of 14,483 banks in 1984. By year-end 2012, the number of commercial banks had declined to 6,096. In 2001, the five largest commercial banks h...

Labour Migration and Rural Agricultural Production in Southwestern Nigeria

In recent years, Nigeria witnessed significant labour migration coupled with reduction in rural agricultural productivity. Youths abandoned farms for ventures with high returns and less drudgery in cities thus labour availability in peak agricultural seasons became scarce. The declining farm population constituting mostly women and old men are not capable of producing sufficient food for the no...

Long - Term Trends in Rural Depopulation and Their Implications for Community Banks

44 2014, Volume 8, No. 2 This is not the first time FDIC analysts have addressed the subject of rural depopulation. A 2004 issue of the FDIC Banking Review contained an article titled “Rural Depopulation: What Does It Mean for the Future Economic Health of Rural Areas and the Community Banks That Support Them?” 3 That article explored the relationship among agriculture, population density, and ...

EU Enlargement: The New Member States and Agricultural Trade Potentials